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Business Intelligence (BI) is a set of tools and techniques that process raw data into meaningful information and useful statistics for analytical purposes, that can help achieve greater and more beneficial results.

If we are to really understand the term 'business intelligence', perhaps this little piece from history will help. The term was originally put together by Richard Miller Devens in 1865 in his reference to Sri Henry Furnese, the prominent government financier in England between the years 1705 and 1710. Describing Furnese's business acumen and his accurate reading of monetary situations, Devens wrote that "he maintained a complete and perfect train of business intelligence". Here he was, of course, referring to the ability of Furnese to collect information, correlate the information and react accurately based on the information retrieved and collated. This is the essence of true "Business Intelligence".

In today's highly advanced and competitive business driven outlook, BI allows easy handling and interpretation of unstructured data or input of large amounts of information to help identify, create and develop strategic and long-term business opportunities while at the same plugging loopholes and strengthening systems. For commercial businesses world over, this is the key to implementing effective strategies based on the insights provided to gain competitive advantages in the market and gain long-standing stability.

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Apple’s iOS 8 is now installed on 63% of all iPhones and iPads, with adoption rates jumping as the company gets to grips with a series of bugs and issues with its mobile operating system.

According to official figures released via Apple’s developer pages, the number of iPhones and tablets running iOS 8 rose by 7% from November. iOS 7 has dropped to just 33% of devices, while just 4% are using older editions of the software.

The latest adoption numbers come as [Apple releases iOS 8.1.2](/mobiles/news/2014/12/applereleasesios81_2/(), its latest build of the software, designed to tweak the platform and fix a number of small bugs, including lost ringtones.

Growing adoption will doubtless please Apple as it looks to release iOS 8.2 in the new year, which includes its WatchKit software development kit for the forthcoming Apple Watch.

That major update could come as soon as February if some rumours are to be believed.

iOS 8’s widespread adoption also throws into sharp contrast Google’s struggles with Android fragmentation.

Its operating system is now spread over a series of versions, with the latest, Lollipop, on fewer than 0.1% of devices despite being out over a month.

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Abba Vedhava nara Vedhava

The rumour mill is always whirring with gossip about next–gen updates, even months before devices hit the shelves.

So although these phones don’t exist officially yet, the increasing ability of tech fans to snare information about forthcoming kit means we already know a lot about next year’s hottest handsets.

Here’s our pick of the five devices we can’t wait to lay our hands on in 2015.

So much is riding on Samsung’s next generation Galaxy phone. The company had a disastrous 2014, seeing sales of its Galaxy phones slip as consumers wearied of countless variations and poor design compared to rivals.

The S6, codenamed ‘Project Zero’, will apparently feature the all–metal design so many consumers have been clamouring for, along with a beefed up camera said to feature a 20 megapixel processor.

The screen will be a quad HD number according to rumours, while there could even be a 128GB model in the offing. Samsung is going to have to pull out all the stops if it wants to get back on top.

Manchi ga Dengu (Telugu Dengudu Kathalu)

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Google has launched Android Lollipop for its Android Wear devices, bringing a string of new features to compatible smartwatches.

The big draw is the slew of watch faces now available for tech wrist-warmers running the search giant's operating system.

These can be installed from Google’s app emporium or the dedicated Android Wear app and include Pac Man, Plants and Zombies and Despicable Me versions, as well as other, less garish options for those not into games or kids' movies.

There are also new notification blocking tools, making it easier to stop being hassled by certain apps, while the platform now has easy access screen modes for when a room is light or dark.

The update comes as Apple continues work on its WatchKit software development kit, releasing the latest version to developers building apps for next year’s Apple Watch.

Sorry pooku bagundi ani denganu

Amazon has denied claims it will be offering a free smartphone, killing off a welter of recent rumours suggesting the online retailer is plotting to offer a device gratis to customers.

Speaking to former Wall Street Journal reporter Jessica Lessin, the company said: “We have no plans to offer a phone this year, and if we were to launch a phone in the future, it would not be free.”

The statement also kills any gossip about Jeff Bezos and co releasing a handset in 2013 to compete with Apple and Google.

The company has been widely believed to be working on a smartphone for aeons now, although a release date is now unclear.

What an Amazon phone would look like and how much it will retail for is once again a source of mystery.

Ad-supported models have been mooted, as have free devices for Amazon Prime subscribers.

A question also remains over whether it would use a modded version of Android, as on its Kindle Fire tablets, or opt for a different operating system altogether.

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O mercado acionário primário desempenha um papel importante na economia de um país: o ritmo de seu desenvolvimento e eficácia depende do mercado primário, em grande medida. No mercado primário as empresas costumam lançar seu IPO. Os compradores de títulos sobre este mercado, via de regra, são individuais e institucionais (fundos de investimento, organizações de seguros, etc) investidores.


 Títulos no mercado primário são negociados voltando-se para os investidores diretamente e através de intermediários. O mercado de ações secundário inclui over-the-counter mercado e bolsa de valores. Aqui investidores revender ações já emitidas para outros investidores. Ao contrário do primário, o mercado secundário não tem qualquer influência sobre o volume dos fluxos de investimento do país. Os principais participantes deste mercado são os especuladores que compram títulos a um preço baixo e depois vendê-los a um preço mais elevado.

 Um dos principais reguladores em um mercado de ações é um preço. Ele é formado com a participação direta de especialistas, emissores, intermediários e investidores. Os preços em um mercado de ações são formadas de acordo com vários princípios: produção de valores mobiliários, os seus emitentes, demanda, situação no mercado). Estes princípios são realizados através das estratégias de formação de preços em um mercado de ações: para configurar o preço inicial alto ou baixo, para ganhar rapidamente lucrar com a venda, para entrar no mercado, e conquistar uma parte do mercado. Stock comerciantes têm diferentes objetivos: para obter lucro na forma de diferença de alíquota de ações, a receber dividendos, etc Apesar de estabilidade e segurança de um mercado de ações, antes de negociar sobre ele, a pessoa é aconselhada a analisar o mercado para reduzir os riscos.

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Telecom stocks on January 1 rose up to 4 per cent after sector regulator TRAI recommended a base price of Rs 2,720 crore per megahertz for sale of pan-India 3G mobile spectrum in February, about 19 per cent lower than what operators paid in 2010.

Shares of Bharti Airtel rose by 2.86 per cent to settle at Rs 362.95 on the BSE. Bharti Airtel was the top performer among the 30-Sensex blue-chips. Idea Cellular gained 3.58 per cent to Rs 159.30 and Reliance Communications jumped 3.93 per cent to Rs 83.25. The 3G spectrum in 2010 had attracted bids worth Rs 16,750.58 crore for a block of 5 Mhz frequencies on pan-India basis which amounts to about Rs 3,350 crore per MHz.

The recommended base price is about four times higher on per megahertz basis when compared to reserve price of Rs 3,500 crore for 5 Mhz fixed by the government for last 3G auction. Meanwhile in listless trade, the BSE benchmark Sensex ended at 27,507.54, up 8.12 points.