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Samsung Pay is the Korean company’s latest foray into the world of mobile payments. And one which might just have the edge over its long-time time rival Apple’s service, Apple Pay, which launched in North America last year.

See, as well as using Near Field Communication (NFC) technology to allow users of its new Galaxy S6 smartphone to pay for goods in–store, Samsung Pay also works with old–style magnetic strips.

This is likely to be particularly handy in the US where NFC and chip and pin adoption rates remains sluggish.

It comes just weeks after Samsung announced it had acquired the firm LoopPay, a company which makes hardware to allow contactless payments on non–NFC machines.

Samsung Pay will utilise the Galaxy S6’s new Touch ID–like fingerprint scanner, giving improved security to users.

In the past, Samsung has inked deals with PayPal to try and bolster its mobile payments profile, while its phones also work with Google Wallet in the States.

Samsung Pay, however, represents the biggest ever improvement in the Korean company’s payments offering.

The service is set to launch this summer.

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Microsoft lifted the lid on two new wallet-friendly handsets at Mobile World Congress (MWC) 2015, as it continues to target cost-conscious consumers to boost take up for its Windows Phone platform.

The Lumia 640 is priced £100 and features a 5-inch screen, support for 3G and LTE networks, an eight-megapixel camera, a beefy 1.2Ghz quad-core processor and Near Field Communications (NFC) technology for contactless payments.

Opt for the Lumia 640 XL and the spec sheet isn’t too different, except you’ll get a larger 5.7-inch 1080p display, a 13-megapixel camera for 189 Euros. That’s about £135.

Both new Lumia kits feature a free 12-month subscription to Office 365, which is pretty sweet if you’re all about productivity.

And although both run Windows Phone 8.1 out of the box, they’ll both be upgradable to the latest Windows 10 software when it's made available.

Naturally, Microsoft is offering them in the Lumia range's trademark range of colours. These are: blue, orange, cyan and white.

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As anyone who tuned in to Tuesday night's Apple iPhone 6 announcement will tell you, the live stream was far from perfect. It frequently cut out, lost sound, and was beset by other assorted problems.

In response, and with no little degree of predictability, Samsung has today responded by mocking Apple's supposed incompetence in a whole series of adverts, starting with the live stream.

The ad shows two people in t-shirts very similar to those sported by staff at Apple's Genius Bar.

One is stuttering, and the other says: "You can't handle a live stream? You work in technology and you can't handle this?"

The next sees the two getting excited about a bigger screen, before realising that most phones have big screens nowadays.

The others mock Apple's lack of multitasking windows and stylus support, slow charging, and the fact that the Apple Watch relies on having an iPhone to work.

Obviously, Samsung comes up trumps in each of the ads. Unfortunately, the reviews don't quite bear this out.

Samsung's mobile devices always do well, but for this scribe they're not a patch on Apple's design-wise.

The removable backs of the Galaxy S5 and Galaxy Note 4 especially feel cheap and tacky.

The Galaxy S5 Mini also has some design flaws, most notably the fact you can feel it vibrate through the speaker on the back with every button press.

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Apple’s forthcoming iPad Pro was back in the headlines this week after a new rumour suggested Tim Cook and co were plotting a stylus to be sold alongside the super–sized tablet.

Now a rendering of the device, along with the stylus, has been built according to leaked schematics and other details released by supply-chain sources.

Created by 3D modeller Martin Hajek, the rendering of the iPad Pro has a larger bezel usually associated with older editions of Apple tablet. This fits neatly with the aforementioned leaked designs.

Hajek’s tablet has a slider for zooming in and out on screen and even a digital crown, as seen on the Apple Watch.

Such design tics are, however, not based on any concrete evidence.

The iPad Pro is expected to have a screen between 12.2 and 12.9–inches and is likely to hit shelves in the middle of 2015.

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The Apple Watch will hit shelves in April, not March as has been previously rumoured. That’s the word straight from Apple CEO Tim Cook, who revealed the company’s plans during a conference call to discuss its record breaking quarterly results.

“Development for Apple Watch is right on schedule, and we expect to begin shipping in April.”

Cook went on to talk up the device, saying he used it every day and that he “can’t live life without it”.

However, he would not reveal any more details about the device, with price structure and battery usage still the biggest unknowns about the smart watch.

Apple will be hoping that the watch can match the runaway success of its latest iPhones. The Cupertino company posted record quarterly sales of 74.5 million iPhones between October and December, making £12 billion profit in the process. iPad sales, though, continue to slow and dropped to just over 21 million, from 26 million a year ago.

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Samsung’s much-hyped Galaxy S5 could be launched as soon as February, if a new report from the tech giant’s native Korea is to be believed.

ET News claims that Samsung is looking to unleash the device ahead of the first anniversary of the Galaxy S4, which falls next April. Recent rumours have suggested that slow sales of that handset may have caused Sammy to bring forward plans for its new flagship.

Interestingly, the report serves up some juicy new morsels about the phone. Word is it’ll come in two variants: One a metal-chassis packing effort with a flexible screen; the other a plastic model with a regular display.

Specs-wise, both phones will come loaded with a blisteringly fast octa-core processor, Android 4.4 KitKat, 3GB of RAM and a 5-inch display. The same report claims that Samsung could launch the sequel to its Galaxy Gear smart watch at the same time.

Production of the Galaxy S5 will apparently ramp up at the start of the New Year, with a potential release at or around Mobile World Congress, held in Barcelona next February.

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Nokia vice president Bryan Biniak has issued a barely concealed attack on Microsoft, saying it needs to work harder on getting the best apps onto Windows Phone if it wants to sell more smartphones.

In an interview with IBTimes, Biniak said: “We are releasing new devices frequently and for every new device, if there is an app that somebody cares about that's not there that's a missed opportunity of a sale.

"We are trying to evolve the cultural thinking [at Microsoft] to say 'time is of the essence.' Waiting until the end of your fiscal year when you need to close your targets doesn't do us any good when I have phones to sell today."

Biniak went on to add: “It's not just about the hardware, it's about the tools that are on the hardware. You can't sell a phone without the apps, you just can't."

Nokia is certainly not lacking when it comes to hardware. Its new 41-megapixel Lumia 1020 has been widely heralded as one of the best camera phones ever.

But with Microsoft offering a mere 165,000 smartphone apps compared to Apple’s 900,000 and Google’s millions, it seems Espoo may continue to struggle to compete.

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Nokia is readying a new NFC and Bluetooth-packing accessory that it reckons will stop you from ever losing your keys again.

Dubbed Treasure Tag, the small device will work with Espoo’s Lumia smartphones. Word is that it’ll pair with a specially designed app, which will allow you to see exactly where the tag is at any given time.
The small, stamp-sized device comes with a special loop so it can be attached to a set of keys or a bag.

What’s more, it’ll play nice with Nokia’s LiveSight mapping platform, allowing you to see where it is whenever you fire up your handset’s maps app.

You’ll even be able to use it to find your phone if it’s lost, by simply pressing down a dedicated button which will make the phone beep if in range.

Rumour is the Nokia Treasure Tag will be out ‘in the coming weeks’. Hopefully it can help to chivvy along sales of the new Lumia 1020.

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If you are just starting out or trying to build your automotive repair business's reputation, you may not know exactly where to begin. The automotive repair business is very competitive and it is easy to go unnoticed among bigger, more well-known brand name businesses. There are a few things you can do to earn a solid reputation in your area and get customer's to notice your business.

Keep continuing your education. Every year, vehicles are updated continuously. Unless you own a specialty shop that only works with antique cars, you need to keep up-to-date with your knowledge of newer cars. You should have a certain amount of money set aside to continue your education and help your mechanics stay on top of the market.

Hire only certified mechanics to work in your garage.When your mechanics know how to work on a variety of cars and are certified, more customers will be drawn to your business. They will develop the trust that is necessary to have customers willing to come back to your repair shop whenever their car needs a minor inspection or something more intensive.

It is very important to keep your garage looking neat and clean. It can be easy to neglect the garage because things will become dirty easily. But you must keep this area clean for safety reasons and for your company image. Customers like to see that the shop is well taken care of and will feel more at ease about your mechanics getting in and out of their cars. No one wants oil and grease tracked into their cars, so make sure your mechanics take necessary precautions to avoid this.

Don't neglect the lobby or the customers. Sometimes customers have to wait for a long time in the lobby while their vehicles are repaired. Your lobby should be clean, inviting, and have something for the customers to do. A vending machine for snacks, magazines, and a TV are essential when trying to keep customers from becoming impatient. Make sure your lobby furniture is comfortable and clean.

You should also keep the customers informed of what is happening with their vehicle and the progress on the repair. A long wait is hard, but a long wait without knowing what is happening and how much longer the repairs may take is even harder. Keeping the customers informed shows that you respect them and want to keep them involved.

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Market your business in the media. Don't forget to take your advertisements to social networking sites. Create a website for your repair business to advertise what you do, and people will become more aware of your brand. Many people today don't even glance in their phone books when they need a service; they search for it online.

Always stay professional. Make and stick to your financial budget, make sure you have enough liability and industry-specific insurance, and always treat the customer with respect. Take care of your employees and you will build a great reputation with the public and those who work for you.

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It’s an open secret that Apple’s new iPhone(s) will be launching late next month.

An operation that once resembled an airtight container is now more like a leaky sieve, with insider details, hidden code and nefariously gained components giving tech fanatics a clear idea of what to expect when Tim Cook takes to the stage.

Despite recent signs that sales of the iPhone have been slowing, thanks to increased Samsung domination and an ageing lineup, there’s no doubt that both the iPhone 5S/ iPhone 6 and budget iPhone 5C will sell like icepops on a hot day once they hit shelves.

That’s why it’s so worrying that Apple has just seen its iPhone activation servers go down for the second time in as many weeks.

Coupled with the hacking of its developer site, Cupertino is struggling with problems it can ill afford in the run up to its busiest time of the year.

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Google’s next-generation Nexus 7 will launch in Blighty on August 28th. That’s the word from Asus, the manufacturer behind the Big G’s impressive new budget slate.

It means the tablet will be up for grabs a month earlier than previously suggested. Pricing for the Wi-Fi only models is expected to be £199 for the 16GB version and £239 for the more capacious 32GB edition.

There’s no news yet on how much the much-hyped 4G models will cost when they land on these shores. The speedy cellular 4G Nexus 7 starts at $349 in the US.

Specs-wise the slate has been given an impressive bump in key areas. It now rocks a 1,920x1,200 pixel display, with the rear camera jumping to 5 megapixels.

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new set of budget iPhone renders, based on a string of leaked design drawings, have been revealed by the Apple fanatics at MacRumors.

Depicting the low-cost device in a series of bright colours, the new renders show a phone that packs in much of the same design language as the iPhone 5.

However, subtle changes to the size and volume controls suggest there could be some minor tweaks to what is already a winning formula.

Apple’s budget iPhone has been a staple part of the gossip menu for almost a year.

Cupertino has failed to deny it’s working on such a handset and these latest pictures will only serve to cause more excitement.

It’s widely expected that the budget iPhone, perhaps called the iPhone 5S, will be revealed at a special autumn event. Its release is expected to coincide with the rollout of the recently rejigged iOS 7.

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Samsung Galaxy S4 Google edition photographed running Android 4.3 Jelly Bean

Brought to the tech world’s attention by Sam Mobile, the images show an ‘About Phone’ screen which names the Galaxy S4 Google Edition by its official model number and indicates that it is powered by the yet-to-be-released 4.3 version of Android.

The Jelly Bean logo that's clearly on show in the photos also appears to confirm that the new software will be an iterative take on the current 4.2 version of Android.

That means it definitely won’t be a major overhaul of the platform that's seemingly set to arrive with the mooted Key Lime Pie edition (aka Android 5.0) of Google’s OS.

Previous reports indicate that the search giant will likely push out Android 4.3 to the Galaxy S4 Google Edition as early as next month, making it the first Android phone to get it.

'Vanilla Android' phones, that is those that feature a version of Android free of manufacturers’ customisations, are almost always first in line for platform bumps. This is because there is no need to carry out extra work and tests to ensure that new software is compatible with manufacturers’ services and apps.

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Got massive mitts? Like your phone to be more like a tablet than a device you can slip into the pocket of your skinny jeans? Then Three has got you covered.

The mobile network has confirmed that it’s selling Samsung’s Galaxy Mega 6.3 from today. The huge handset can be nabbed online or picked up on the high street right now

Pushing the concept of the phablet to the very limit, Samsung’s huge effort only recently made an official appearance after a string of leaks.

The device rocks a massive 6.3-inch HD Ready display, along with a dual-core processor and an eight-megapixel snapper.

Price-wise, it’s available on a two-year deal for £33 a month. Alternatively, you can pony up £449.99 and get it SIM-free.

Samsung has been aggressively pursuing its phablet strategy in recent months, with the Galaxy Mega leading the charge ahead of the release of the much-hyped Galaxy S3.

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Zeiss is a well known brand name from the company named after it's founder, Carl Zeiss AG. According to the Ziess.com blog the company is changing its name to Zeiss to create consistency across its brand communications.

What does this have to do with Windows Phone? Well, Nokia uses Zeiss lenses in several of their Lumia Windows Phones, including the upcoming Lumia 1020/EOS. We've seen leaked images of the camera plate on the EOS that were branded with both "Zeiss" and "Carl Zeiss". Some have thought the images with the Zeiss label were fake.

It would appear that with the company name change these images are looking alot more credible.  Luckily it won't be long until things will come into better focus when we all expect Nokia to officially unveil the Lumia 1020/EOS/Elvis during the July 11th Zoom Reinvented press event.

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EE customers will be able to sign up for 4G share plans later this summer, the carrier has confirmed, as it bids to press home its first-mover advantage before rivals entering the market later this year.

The share plans will allow subscribers to share their monthly 4G allowance between tablets, laptops and smartphones and between individuals in a household, in a move that could make 4G much more of a viable proposition for cost-conscious consumers.

EE has also announced plans to roll out double-speed 4g. Scheduled to arrive in a matter of weeks, this will boost the maximum 4G speed its network offers from 30Mbps to 80Mbps and will arrive initially in Birmingham, Bristol, Cardiff, Edinburgh, Glasgow, Leeds, Liverpool, London, Manchester and Sheffield

The existing 4G network, meanwhile, is purportedly on course to serve 55 per cent of the UK by the end of June and is expected to cover 98 per cent towards the end of 2014.

Olaf Swantee, CEO of EE, said: “Last year we launched the UK’s first superfast 4G and fibre network. Since then we’ve worked relentlessly to increase the breadth and depth of our reach.

"By the end of June, we will have rolled out 4G across 55 per cent of the population, and will continue to switch on new towns and cities. And with commuters spending an average of 75 minutes travelling every day, EE will also roll out 4G across the busiest airports, commuter routes and shopping centres across the UK, powering the areas that matter most to Britain.

"We recognise that with 4G, customers connect to the things they care about more frequently, across more devices. Our Shared 4GEE plans and Pay as You Go 4GEE Mobile Broadband will offer our customers more ways to do this."

EE's 4G subscriber base now stands at 500,000, after launching seven months ago.

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On the Galaxy S4, including Multi Window. If the icon is green, that means it’s on. If not, just tap it and you’re good to go.

Now long press the back button to bring up the Multi Window toolbar. This lets you select a range of apps that you can open side by side. So say if you want to surf the web and read your email at the same time, simply tap the browser icon then drag the email icon from the tool bar to the bottom of top of the screen and they’ll both be open simultaneously.

This works on both portrait and landscape orientation. What’s cool is that you can drag the slider in the middle to see more of a screen. You can also flip the screens instantly by tapping the switch icon, then press the full screen icon to make it bigger or the close icon to exit.

This is a fantastic feature as it lets you do more with your time. You could make video call while checking out a presentation.

Camera and Photography

The Samsung Galaxy S4 doesn’t just feature a 13-megapixel camera. It also comes with an amazing camera application packed with advanced imaging capabilities.

Among these is a wide array of shooting modes perfect for just about any situation such as Sound & Shot, Eraser, Drama, Animated Photo, Dual Camera, Best Face and Best Photo.